The Richest Man in Babylon In good times and bad, consistently saving a percentage of your income is a sound financial practice. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Immediate vs. Deferred Annuities Looking forward to retirement? It's critical to understand the difference between immediate and deferred annuities. U.S. Personal Savings Rate What can be learned from the savings rate? How Interest Rates Affect Everything This is a good infographic to use, and reuse, whenever the benchmark interest rate goes up.